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Auto Loan Calculator

Auto Loan Calculator to calculate the costs of a car loan. The car loan calculator generates an amortization schedule that shows the monthly payments and the time it takes to pay off the car loan. Learn how much interest payments you will be making on your car loan based on the interest rate you are getting. With the rising costs of financing, it may be more expensive than ever to get a car. Car buyers should research and compare car deals from different dealers to know the true costs of owning a car.

Car Loan Calculator

Loan Amount
Loan Terms
years
Interest Rate
First Payment Date
Amortization schedule
Show By Month Show By Year

Auto Loan Summary

Loan Amount:
$35,000.00
Monthly Payment:
$554.28
Total # Of Payments:
84
Start Date:
Jun, 2024
Payoff Date:
May, 2031
Total Interest Paid:
$11,559.27
Total Payment:
$46,559.27

Printable Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jun, 2024 1 $247.92 $306.36 $554.28 $34,693.64
Jul, 2024 2 $245.75 $308.53 $554.28 $34,385.11
Aug, 2024 3 $243.56 $310.72 $554.28 $34,074.39
Sep, 2024 4 $241.36 $312.92 $554.28 $33,761.48
Oct, 2024 5 $239.14 $315.13 $554.28 $33,446.34
Nov, 2024 6 $236.91 $317.37 $554.28 $33,128.98
Dec, 2024 7 $234.66 $319.61 $554.28 $32,809.36
Jan, 2025 8 $232.40 $321.88 $554.28 $32,487.49
Feb, 2025 9 $230.12 $324.16 $554.28 $32,163.33
Mar, 2025 10 $227.82 $326.45 $554.28 $31,836.88
Apr, 2025 11 $225.51 $328.77 $554.28 $31,508.11
May, 2025 12 $223.18 $331.09 $554.28 $31,177.02
Jun, 2025 13 $220.84 $333.44 $554.28 $30,843.58
Jul, 2025 14 $218.48 $335.80 $554.28 $30,507.78
Aug, 2025 15 $216.10 $338.18 $554.28 $30,169.59
Sep, 2025 16 $213.70 $340.58 $554.28 $29,829.02
Oct, 2025 17 $211.29 $342.99 $554.28 $29,486.03
Nov, 2025 18 $208.86 $345.42 $554.28 $29,140.61
Dec, 2025 19 $206.41 $347.86 $554.28 $28,792.75
Jan, 2026 20 $203.95 $350.33 $554.28 $28,442.42
Feb, 2026 21 $201.47 $352.81 $554.28 $28,089.61
Mar, 2026 22 $198.97 $355.31 $554.28 $27,734.30
Apr, 2026 23 $196.45 $357.83 $554.28 $27,376.48
May, 2026 24 $193.92 $360.36 $554.28 $27,016.12
Jun, 2026 25 $191.36 $362.91 $554.28 $26,653.20
Jul, 2026 26 $188.79 $365.48 $554.28 $26,287.72
Aug, 2026 27 $186.20 $368.07 $554.28 $25,919.65
Sep, 2026 28 $183.60 $370.68 $554.28 $25,548.97
Oct, 2026 29 $180.97 $373.31 $554.28 $25,175.66
Nov, 2026 30 $178.33 $375.95 $554.28 $24,799.71
Dec, 2026 31 $175.66 $378.61 $554.28 $24,421.10
Jan, 2027 32 $172.98 $381.29 $554.28 $24,039.81
Feb, 2027 33 $170.28 $384.00 $554.28 $23,655.81
Mar, 2027 34 $167.56 $386.71 $554.28 $23,269.10
Apr, 2027 35 $164.82 $389.45 $554.28 $22,879.64
May, 2027 36 $162.06 $392.21 $554.28 $22,487.43
Jun, 2027 37 $159.29 $394.99 $554.28 $22,092.44
Jul, 2027 38 $156.49 $397.79 $554.28 $21,694.65
Aug, 2027 39 $153.67 $400.61 $554.28 $21,294.04
Sep, 2027 40 $150.83 $403.44 $554.28 $20,890.60
Oct, 2027 41 $147.98 $406.30 $554.28 $20,484.30
Nov, 2027 42 $145.10 $409.18 $554.28 $20,075.12
Dec, 2027 43 $142.20 $412.08 $554.28 $19,663.04
Jan, 2028 44 $139.28 $415.00 $554.28 $19,248.04
Feb, 2028 45 $136.34 $417.94 $554.28 $18,830.11
Mar, 2028 46 $133.38 $420.90 $554.28 $18,409.21
Apr, 2028 47 $130.40 $423.88 $554.28 $17,985.33
May, 2028 48 $127.40 $426.88 $554.28 $17,558.45
Jun, 2028 49 $124.37 $429.90 $554.28 $17,128.54
Jul, 2028 50 $121.33 $432.95 $554.28 $16,695.59
Aug, 2028 51 $118.26 $436.02 $554.28 $16,259.58
Sep, 2028 52 $115.17 $439.10 $554.28 $15,820.47
Oct, 2028 53 $112.06 $442.22 $554.28 $15,378.26
Nov, 2028 54 $108.93 $445.35 $554.28 $14,932.91
Dec, 2028 55 $105.77 $448.50 $554.28 $14,484.41
Jan, 2029 56 $102.60 $451.68 $554.28 $14,032.73
Feb, 2029 57 $99.40 $454.88 $554.28 $13,577.85
Mar, 2029 58 $96.18 $458.10 $554.28 $13,119.75
Apr, 2029 59 $92.93 $461.35 $554.28 $12,658.40
May, 2029 60 $89.66 $464.61 $554.28 $12,193.79
Jun, 2029 61 $86.37 $467.90 $554.28 $11,725.89
Jul, 2029 62 $83.06 $471.22 $554.28 $11,254.67
Aug, 2029 63 $79.72 $474.56 $554.28 $10,780.11
Sep, 2029 64 $76.36 $477.92 $554.28 $10,302.19
Oct, 2029 65 $72.97 $481.30 $554.28 $9,820.89
Nov, 2029 66 $69.56 $484.71 $554.28 $9,336.18
Dec, 2029 67 $66.13 $488.15 $554.28 $8,848.03
Jan, 2030 68 $62.67 $491.60 $554.28 $8,356.43
Feb, 2030 69 $59.19 $495.09 $554.28 $7,861.34
Mar, 2030 70 $55.68 $498.59 $554.28 $7,362.75
Apr, 2030 71 $52.15 $502.12 $554.28 $6,860.63
May, 2030 72 $48.60 $505.68 $554.28 $6,354.95
Jun, 2030 73 $45.01 $509.26 $554.28 $5,845.68
Jul, 2030 74 $41.41 $512.87 $554.28 $5,332.81
Aug, 2030 75 $37.77 $516.50 $554.28 $4,816.31
Sep, 2030 76 $34.12 $520.16 $554.28 $4,296.15
Oct, 2030 77 $30.43 $523.85 $554.28 $3,772.30
Nov, 2030 78 $26.72 $527.56 $554.28 $3,244.75
Dec, 2030 79 $22.98 $531.29 $554.28 $2,713.45
Jan, 2031 80 $19.22 $535.06 $554.28 $2,178.40
Feb, 2031 81 $15.43 $538.85 $554.28 $1,639.55
Mar, 2031 82 $11.61 $542.66 $554.28 $1,096.89
Apr, 2031 83 $7.77 $546.51 $554.28 $550.38
May, 2031 84 $3.90 $550.38 $554.28 $0.00

How does the auto loan calculator work?

The auto loan calculator takes only 3 parameters to determine your monthly payments, the loan amount, loan terms, and interest rate.

Loan Amount - is the total loan amount that you will borrow from the bank or the lender. It is highly recommended that car buyers make a big down payment on their car when the interest rates are high, so that they can lower the loan amount to save money on interest. Loan Terms - the number of years that you want to pay off your loan. The longer the term, the more interest payments you will make. Try to keep the loan terms under 5 years if you can afford to make the monthly payments. Don't be fool into getting a longer term than necessary as you will be paying more for interest. Interest Rate - the cost of borrowing money. Interest rate determines how much interest you will be paying on your auto loan.



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